Broker Check

Services for Business Owners

I work with a number of businesses across the East Coast, many of whom are in the engineering and medical industries. I strive to provide advice and guidance on the many financial complexities of running and owning a business, including how to minimize tax liabilities. Some of the services I offer include:

Business Strategies

Diversifying assets can help small business owners protect their business, future, and family. I can help clients determine appropriate investment solutions, including mutual funds and variable annuities, while incorporating risk management.

Retirement Strategies

Offering a retirement package is a great way for employers to retain key employees. However, some business owners haven’t done so because they aren’t sure how to start or what to look for. I can assist small business owners determine appropriate 401(k) retirement plans that benefit both the employer and employees. I can also offer guidance and answer common questions small business owners and their employees may have, like program costs, how much money employers and employees can contribute, and how to avoid hidden fees. Some of the options I can assist with include:

  • Retirement Plan Analysis
  • 401(k) and 403(b) Plans
  • Money Purchasing Plans
  • Profit Sharing Plans

Additionally, I can help employers understand their fiduciary responsibilities. Serving as your financial professional, I strive to help clients feel prepared to carry out their fiduciary role in an increasingly strict regulatory environment.

Succession Strategies

Eventually, all small business owners will transfer their business to someone else. Whether a client wishes to sell their interest or is leaving the business to a family member upon retirement, it’s critical that the business owner has a succession plan and exit strategy in place ahead of time. I can assist clients with their goals and objectives, including when they want to transfer their business and how they intend to do so. I strive to help clients determine a tax-efficient method of business succession and can work with their tax and legal advisors throughout the succession planning process.

Buy and Sell Strategies

All business owners, whether they own or co-own their business, should have a plan in the case of an unexpected death. Buy-sell agreements can help protect a business owner and his business from unintended ownership transfers and protect the heirs by offering them the chance to turn shares into cash. I can offer advice on buy-sell agreements and can provide referrals to attorneys who can help determine the right type and draft the agreement.